Connecticut Auto Insurance Deals

Looking for a great deal on Connecticut auto insurance? No, this is not a Geico commercial. The state of Connecticut requires that drivers have "$20,000 per person and $40,000 per accident for bodily injury liability" and "$10,000 per accident for property damage liability, but drivers are strongly urged to consider higher limits". Connecticut auto insurance companies must notify the DMV when a person's policy is canceled.

Now that you have an understanding of why it's important to have good Connecticut auto insurance, lets talk about finding the best deals. You don't want to pay too much for your auto insurance but you want to make sure you have the best coverage you can afford.


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When it comes to auto insurance premiums there are several things that will affect the cost. The type of car you own will affect your rate. Performance cars, hot rods, SUVs and convertibles usually cost more than your standard mini-van or sedan. On the other hand, security features like anti-lock brakes, air bags and automatic seatbelts can help bring down the costs. Other factors that affect your rate will include your driving record and if you've had previously filed claims. In addition, your credit score may have an impact on how much you end up paying for Connecticut auto insurance.Switch to Allstate and Save!

Connecticut auto insurance rates are competitive, so you'll want to call around to get quotes and find the best deal. Car insurance quotes can be figured online, but you'll usually need to sign up with an account for the company your seeking a quote from.

How to Save Money on Connecticut Car Insurance


Consumers who want to reduce the cost of their auto insurance should contact their insurance agent or company representative about available discounts. Discounts vary from company to company, and not all companies have all discounts.

Consumers may be able to keep their premiums down if they:


  • Drive safely. Accidents and violations increase rates.

  • Increase deductibles, but this should only be done if you can afford to pay the amount of the deductible in case of a loss.

  • Consider dropping collision and/or comprehensive coverage on a low value car that is not financed, but be careful. This option should not be considered under any circumstances unless you can afford to repair or replace the vehicle or do without it. Also, if the car is financed, carrying collision and comprehensive coverage will probably be required by the bank or financing company and dropping the coverage would probably be an event of default.

  • Think about insurance when buying a new car. High performance and luxury cars, and some other cars which experience has shown to be prone to damage or theft often have high premiums. Also, consider buying safety devices such as anti-lock brakes and passive restraint systems both to protect you and your family and to be eligible for premium discounts.

  • Get good grades and take driver training since both qualify for discounts, if you are a teenager.

  • Take an accident prevention course which qualifies for a discount, if you are over 62.

  • Shop around. There are considerable differences in rates among companies. (Source: CT.gov Auto Insurance Department)


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